Two words describe the weather and crop insurance - - constantly changing!!!   Weather conditions are constantly changing. Protection of your livelihood from adverse weather is vital.   The Federal Crop Insurance Program is constantly changing and can be confusing. The expertise of an     experienced agent is essential. You protect your life and health with insurance so why not protect your livelihood with crop and nursery insurance? The PHIL COGGIN AGENCY, INC., with 21 years of experience is uniquely qualified to serve your needs. We service nurseries of all sizes and farm accounts with as few as 10 insured acres to accounts with over 35,000 insured acres, offering equal and individual attention to all our insureds. We pride ourselves on being able to convey to our clients and prospective insureds both the how-to's and how-not's of crop insurance as it applies to each unique situation. Often farmers and nurserymen have remarked, "I didn't realize the program worked that way. Your explanation of crop insurance has given me a new perspective on the program. Tell me more." We have a Phil for Crop Insurance. That will give you a Ray of hope as we become a vital Cogg-in the solutions for your crop insurance needs. When you think of crop and nursery insurance, think of the PHIL COGGIN AGENCY, INC. We are constantly changing to accept the challenge of effectively meeting the needs of our clients. We want to be your crop insurance agent. Just drop by our office in Ahoskie or Liberty or give us a call to discuss your needs.